Women Must and Men Can: Paid Work during Retirement in Germany
Further, the question raises whether the determinants of employment participation at older ages differ between genders. Employment biographies of retired women in Germany differ substantially from those of men, characterized by higher and longer employment breaks and lower earnings. As a result, their financial situation after retirement is more precarious, especially if they live alone. Since decades, the poverty rates for older women (65+) are higher than for older men (e.g. 18,3 percent versus 14,5 percent in the year 2015, rates provided by the Federal Statistical Office).
Using data from the German Ageing Survey (DEAS), we investigate which are the factors determining employment participation during retirement and employment income in old age, with the focus on income poverty and gender differences. We expect the financial situation after retirement to play a more important role for women than for men. However, employment income in paid work during retirement does not seem to be helpful to alleviate poverty.