Info-Communication Payment Culture and Regulation: Global Control, Local Resistance and the “Digital Tax Payment Culture”

The concrete exercise of the ‘Digital Payment Culture’ (DPC) can be fruitfully examined against the theoretical background of regulation in general. Specific public interest principles to regulate info-communication payment systems have been framed over almost seven years with reference to wider policy issues, political, social, cultural and economic, which also form the basis for the various different general theories of regulation. No single theory or approach wholly explains all events in the history of info-communication payment systems in recent crisis, but most are relevant to the essential features that have characterised digital payment systems regulatory structures and operations over the years. Digital tax payments culture together with the domination of digital technologies in a free-market economy transform how the tax system processes information payments and how mobile money operates as a transparent, accountable and reliable system of payments in our everyday life. This paper briefly summarises some of the most influential theoretical models and assesses what explanatory value they have if applied to the situation of the “Digital Tax Payment Culture” (D.T.P.C) in recent cultural and economic crisis. Finally, it proposes the "Digital Tax Payments Culture" (D.T.P.C) as a three-pronged action programme to introduce info-communication payment systems as a practical way for countries, such as Greece, Spain, Italy, Portugal, Cyprus and France, to emerge from the recent crisis.